Our insurance offerings are best suited for drivers with:
- At least 5 years of clear insurance history (no claims)
- At least 5 years with no payment issues
- Bundled home & auto policies
- No DUIs or distracted driving charges
Bundled Insurance Packages
Why you need to combine your home with your auto insurance
Insurance companies often offer great discounts and benefits on their products for bundling.
You may see additional bonuses such as:
- Greatly reduced home and vehicle insurance rates
- Lower interest for financing
- Greater flexibility for changes to either policy
- Additional coverages at no cost
Combining your home with your auto insurance also saves the trouble of dealing with two separate insurance companies!
What is bundled home and auto insurance, and how much can I save?
Bundled home and auto insurance means covering your house or condo and your vehicle with the same insurer, usually through one broker. With Capital Insurance Brokers, bundling can save up to 15% compared to separate policies, while also simplifying claims and renewals into a single point of contact.
Bundled Home and Auto Insurance FAQs
Bundling home and auto insurance means purchasing both policies from the same insurance company. Many insurers offer discounts for bundling, which can help lower your overall premium while making it easier to manage your insurance with a single provider and renewal date.
A multi-car and home insurance bundle combines your home insurance with coverage for two or more vehicles under the same insurer. In many cases, bundling multiple policies can qualify you for additional discounts while simplifying your insurance by keeping everything with one provider.
Yes, in many cases. Insurance companies often offer discounts when you bundle your home and auto insurance under the same provider. While savings vary by insurer and your individual circumstances, bundling is one of the most effective ways to reduce your overall insurance costs.
The amount you can save depends on your insurer, the policies you bundle, and your individual circumstances. Discounts vary, but bundling often results in lower premiums than purchasing separate policies. An insurance broker can compare bundle options from multiple insurers to help you maximize your savings.
Yes. Many insurance companies allow you to bundle condo or tenant insurance with your auto insurance, often providing similar discounts to those available with home insurance. An insurance broker can compare available bundle options and recommend the best combination for your needs.
Yes. To receive a bundling discount, your home and auto insurance typically need to be placed with the same insurance company. An insurance broker can compare multiple insurers to find the provider that offers the best combination of coverage, service, and savings.
Yes. In many cases, you can switch your home and auto insurance before your current policies renew. An insurance broker can review your existing coverage, explain any cancellation fees, and coordinate the transition to help ensure there is no gap in your insurance.
For many people, yes. Bundling can help lower your insurance costs, simplify policy management, and make it easier to work with one insurer for billing and claims. An insurance broker can help determine whether bundling is the best option based on your coverage needs and available discounts.
Yes. If your home and auto insurance are currently with different companies, you may still be able to bundle them with one insurer. An insurance broker can compare your existing policies with bundled options to determine whether switching could save you money.
Yes. An insurance broker compares bundled insurance quotes from multiple insurance companies rather than just one provider. This allows you to evaluate different coverage options, discounts, and premiums, making it easier to find a bundle that offers the best value for your needs.
Eye-Opening Stats
Home Insurance Costs Are Rising
Whether you own a home or a condo, insurance prices tend to rise year after year. At Capital Insurance Brokers, we pride ourselves on providing the best service for the highest quality and most affordable products. Our team of specialized brokers have been educating Albertan residents since 2005 on the benefits of combining your home with your auto insurance to ensure that you can save your hard-earned money for the things you care about.
Why you need home insurance
A house or condo is often a person’s most valuable asset and it is important that you protect that large investment. If the property is damaged in an event such as a fire or hailstorm, you could be left at a significant financial loss due to repairs/replacement if you do not carry a proper home insurance policy.
Home insurance does not just cover the damage to your home. There are also many useful coverages that come with it:
- Contents coverage protects all your belongings, even if they leave the home
- Living expenses coverage ensures that you have a place to stay if your home becomes too damaged to stay in
- Detached buildings coverage gives you ease of mind to know that any shed or garage you
build that is not attached to your house is protected
In addition to protecting your property, home insurance policies also provide personal liability
protection for you and your family. Lawsuits can be financial crippling to any family,
especially after buying a house. The personal liability protection ensures that
the insurance company will both defend and pay out the lawsuit against
your household.
Discounts & features
available for our bundled
home & auto policies:
- Multi-policy discount
- Safe driver discount
- Multi-car
- Homeowner
- Continuous insurance
- Age discounts
- Occupation
