Tenant Insurance

Tenant insurance, also known as renters insurance, makes sure your personal items are protected in case of theft, fire, water damage, natural disaster, etc. While many landlords may not require tenants to carry renters insurance as part of their rental agreement, it is always a smart thing to have in case the unexpected should occur.

Capital Insurance will work with you to create a customized tenant insurance policy to meet your needs and give you the coverage you require. We work with a number of different insurers to provide you with the best value.

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What Does Renters Insurance Cover?

Your Belongings

Your tenant insurance policy will cover you in the event of damage or loss of your furniture, clothing, electronics and other belongings from fire, theft, water damage, natural disasters and more, depending on your coverage.

Living Expenses

After an insured loss, your tenant insurance can help you pay for lodging or other living expenses in the event that your home is temporarily unlivable.


As a tenant, you can be held legally responsible for any damage or bodily harm caused by yourself or anyone who visits your property. Even if the damage is accidental, you’re still on the hook legally! Liability claims can be extremely costly, so having the right coverage in place can save you a lot of stress and financial burden.

You Aren’t Covered Under Your Landlord’s Policy

One of the most popular myths out there is that as a renter, you’re covered under your landlord’s insurance policy. This is not the case! Your landlord’s home insurance covers the physical building, not the items in it.

That You May
Be Eligible For:

  • Multi-policy discount
  • Claims-free discount
  • Discount for long-term renters
  • Discount for good credit rating
  • Continuous insurance

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Excellent coverage, personal service

Capital Insurance Brokers sets ourselves apart by creating a personalized experience for each and every client. Our brokers have direct lines, personal voicemails, and email so that you can get in touch with them directly!

Our brokers live and raise their families in Edmonton and the surrounding areas. Like you, we know the challenges Albertans face with rising tenant insurance costs. Since 2005, Capital Insurance Brokers has helped thousands of homeowners and business owners save money and protect their assets. We’re proud to offer affordable, personal insurance services to all our clients,

Contact our team today to get started. We hope to meet you soon!

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Here's what our clients are saying about us:

“Mackenzie never fails to impress”
Capital Insurance has been a dream to work with over the past two and a half years. When I purchased my first home, Mackenzie was extremely knowledgeable and thorough in getting the right coverage for me. I appreciate him taking the time to walk through all the options and not pushing unnecessary coverage! On his suggestion, we even found a way to combine my auto coverage and save a decent amount of cash.

On top of that, Mackenzie never fails to impress when handling change requests (often within a couple hours) and with follow-up calls if there are any changes made by my insurance provider.

10/10 would recommend!

- Matthew K.

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