Category: Blog

TOY STORY: Insuring Your Recreational or Leisure Vehicles

When summer hits, Albertans love to explore the outdoors in any way they can, especially with recreational or leisure vehicles on two wheels to dozens (or even none at all). The colder months are no exception! Canada is one of the preeminent destinations for winter motorsports in all of the world. While these “toys” are […]

Read More

Does having someone clean my property affect my insurance?

There are no shortage of reasons for why you might avoid hiring someone to clean your property, cost being the most prominent. Once you have reached a point where you need or can afford professional cleaning, you may feel the urge to jump in without much research. Unfortunately this is where most property owners step […]

Read More

Does my home insurance rate change as I age?

  We all know our car insurance rates can be affected by our age but what about home insurance? Sure enough, insurance companies of all sizes trust the data that says older people are cheaper to insure relative to younger property owners. Read our summary below and then contact Capital Insurance today to discover discounts […]

Read More

Insurance Considerations for Older Homes

Whether you are a first-time buyer with a taste for character or an experienced homebuyer looking for nostalgia, there is always a market for older homes and properties. While there are many imitators, there is no substitute for the classic stylings of a well-preserved, vintage home design. Though below the surface, there may be problems– […]

Read More

Home Insurance: What’s Covered Under Your Policy?

Most of us know that there is a legal responsibility to insure your vehicle and that often lenders will require you to insure a property under mortgage. Most prudent homeowners invest in some form of insurance as well, but they may not always know what is covered. Being unfamiliar with your policy may create a […]

Read More

FIRST STEPS: Making a Home Insurance Claim

Insurance is put in place to protect you if the worst happens, though most insured people never want to use their policies. Unfortunately losses will occur and you may have to file a formal claim with your insurance company. This can be overwhelming, especially if you are dealing with the real life consequences of whatever […]

Read More

AUTO INSURANCE: Does It Follow the Vehicle or the Driver?

Vehicle insurance is so ubiquitous, many of us take it for granted. You may not even know for sure if your policy follows you or the automobile! While it does vary across different regions, there are a few simple rules of thumb you can follow. Don’t be left in the dark! Illuminate yourself with the […]

Read More

How To Lower Your Older Home’s Insurance Premium

Buying an older home has a number of benefits. Location, price, character and lot size are just a few of the reasons why people may opt for an older home. However, character homes also have their drawbacks. Many homeowners who purchase older homes can get stuck with high repair costs, hidden issues and sometimes even […]

Read More

OLD FAITHFUL: Insurance Needs For Older Cars

Owning and driving an older vehicle definitely has its benefits, from knowing its unique quirks to cost savings if the vehicle is paid off. When it comes to auto insurance, an older vehicle will have some different insurance needs than a brand new ride. Read on to learn what makes insuring an older vehicle unique, […]

Read More