Category: Blog

4 Reasons Why You Should Use an Insurance Broker

There are many different ways to buy insurance these days. Many people are now choosing to purchase insurance directly from an insurer, because they think “cutting out the middleman” (a.k.a a broker) is the way to go. Capital is here to tell you why that’s not always the case! Read on to learn what insurance […]

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Are There Penalties For Not Buying Home Insurance?

The laws around auto insurance are simple, you need to have it to legally drive on the road. Home insurance isn’t quite so black and white. There are technically no laws mandating that you must have homeowner’s insurance. While it might feel good not to have that insurance bill pop up each month, there are […]

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4 Types of Motorcycle Insurance You Haven’t Heard of

Most people are familiar with the common coverages of motorcycle insurance – liability, collision, etc. But there are other coverages you can add to your motorcycle policy to customize it to your needs. Read on to learn about four coverage options you may want to consider adding to your policy this summer! 1. Accessories Coverage […]

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5 Factors That Affect Your Motorcycle Insurance Cost in Alberta

What Affects Motorcycle Insurance Rates in Alberta? The cost of motorcycle insurance is dependent on many things, some of which you can control, and some you can’t! Read on to learn about a few factors that influence insurance premiums, and what you can do to keep your costs low. Age Drivers under 25 will usually […]

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How Much Is Too Much? Determining the Proper Coverage for Your Home

Can a person have too much insurance coverage? The answer depends on your perspective. Insurance is meant to protect you and your belongings, so the question becomes, can a person have too much protection? Maybe – but many homeowners across Canada are still living with inadequate home insurance coverage. At the very least, it’s important […]

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3 “Worst Case Scenarios” for Condo Insurance & How to Prepare for them

Condo insurance can get a bit tricky at times because both your personal insurance and the condo’s commercial insurance are regularly involved. Read on for three of the worst case scenarios for condo insurance and how to manage them! Flooding Caused by Your Neighbours Claims that involve multiple parties are always a bit more difficult […]

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4 Common Misconceptions Canadians Have About Home Insurance

Home insurance is a highly personalized business. Everyone’s needs are different – and so are their homes! What is true for one family won’t necessarily be true for the next. Don’t get caught up in generalizations and misinformation – read on for four common misconceptions when it comes to home insurance and the truth behind […]

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