Alberta Specific Home Insurance Needs September 12, 2017 | Capital Insurance Alberta is a beautiful and vast province; from the prairies to the rocky mountains, we’re lucky to live in such a picturesque place. While being landlocked keeps us from having to deal with disasters such as hurricanes and tsunamis, we are not exempt from other dangerous events. Read on as Capital highlights a few things to make sure you have added to your insurance policy to protect you from the Albertan landscape!FloodingIn recent years, Alberta has experienced strong flooding, which has increased insurance rates across the province. While not every insurance company offers overland protection, more and more companies are starting to offer it as an add-on to your current home insurance policy. Chat with your broker to see if you’re eligible for this added protection.TornadosAlberta averages around 15 tornados per season. The tornado that hit Edmonton in 1987, also known as Black Friday, had a combined insurance cost of around $615 million. Chat with your broker to make sure you have the proper policy in place to protect your home from any damages sustained during a tornado (including a potential rebuild if the damages are great enough).CLICK HERE to start a free, no-obligation online home insurance quote. Or, call one of our live agents at 780-476-1600 or toll-free at 1-877-476-1601Cold TemperaturesWe all know it – Alberta winters are rough. With temperatures regularly reaching below -30 degrees celsius, it’s important to make sure your home is prepared to withstand the cold. Winterizing your home isn’t just about insulating properly, it’s also about making sure you have the right insurance coverage in place so that you’re protected from temperature related damages.WildfiresAfter the fires in Fort McMurray, which had insurance claim totals between $2 and $6 billion dollars, it’s more important than ever to make sure your home is protected from fire. Unlike flooding, fire protection is usually included in a standard home insurance policy, but it’s still a good idea to check with your provider to make sure your home is covered.Chat With a Broker Today!Capital Insurance Brokers will work hard to get you the house coverage you need at a competitive price. Stop by or give us a call to get more information.