Home flooding can happen all too easily – and all too quickly. The damage from a flood can be expensive and time-consuming to repair. While proper flood insurance can help, the best solution is to avoid flooding in the first place. Natural disasters happen, but there are a number of steps that homeowners can take […]
Read MoreThe days of peering through a peephole to see who’s at your front door are long gone, as are the days of coming home to fire damage because no one was there to hear the smoke detector. Technology has paved the way for homeowners to feel more safe and secure in their dwellings. We can […]
Read MoreMany homeowners believe that once a home insurance policy is set in place, there is no need to change or modify it. They also believe that the premiums they are paying offer full coverage of all situations. Unfortunately, insurance companies have to protect themselves too and apart from implementing exclusions into their policies, there are […]
Read MoreWith harsh winters and frigid temperatures, it’s no surprise that Canadians find solace in escaping to vacation properties to enjoy the warm weather and beautiful outdoor environment. Whether you own a cottage, camp or a beach house, you need to make sure you have proper insurance policies in place to protect your investment from damage […]
Read MoreSpring is just around the corner, which means walkways, stairs and sidewalks may be wet and icy (especially in the morning). So what happens if a courier were to slip and injure themselves on your stairs? As a homeowner, you will most likely be held liable for any slips, trips or falls that happen on […]
Read MoreHigh value home insurance provides some of the most comprehensive insurance packages on the market and can be a great choice if you qualify for it. Specifically tailored to provide insurance for buildings of higher than average value, this type of coverage won’t be right for everyone. How do you know if you should be considering […]
Read MoreWhether around the world or in our backyards, large-scale wildfires have caused headlines with massive damage and major evacuations. If you are concerned about insuring your home, cabin, lake lot, vacation rental or other property against wildfire damage, read Capital Insurance Brokers’ guide below and contact or visit us today with any concerns. One specific […]
Read MoreSecondary or garden suites are becoming more popular among homeowners, both as a form of income and as a way to provide an affordable rental property. New and renovated homes may even come complete with a connected or detached suite, part of a growing trend among new homebuyers. Mortgage and rental payments are significant […]
Read MoreCommon Reasons Insurance Companies Cancel Coverage When homeowners pay for services, they tend to make some assumptions about what they are actually getting. While insurance companies typically keep your best interest in mind, certain strategies have evolved over time to protect them as well. The reason this exists is because insurance fraud raises the cost […]
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