Having a security system installed in your home can often lead to discounts on your home insurance premiums. Insurance companies view security systems as a way to reduce the likelihood of theft or damage to your home, which reduces their risk and potential payouts in the event of a claim. The amount of the discount […]
Read MoreDid you know that you can do home improvements to lower insurance rates? Many people believe that home improvements increase home insurance. The truth is, you can lower your home insurance rate with certain improvements. By updating old wiring or improving security, you can save money every year! Capital Insurance is here to help you […]
Read MoreHome insurance is a protective policy that covers your home in the event of damage or loss. However, it doesn’t only cover the structure – your home insurance policy will cover the contents of your home as well. While having an insurance policy for your home is necessary, it’s something homeowners hope they will never […]
Read MoreIf you plan on paying off your home in cash, you technically don’t need home insurance before closing; however, if you’re like the rest of us and need to finance your new home, your lender will most likely require some amount of homeowners insurance before settling on your mortgage. You’ll need your insurance document at […]
Read MoreFor those who live in a climate that is distinctly divided by a variety of temperatures, it’s not uncommon for individuals to own seasonal properties as well as seasonal vehicles. When it comes to insurance, seasonal properties aren’t considered a standard and require specific policies while they are in use. However, while having the right […]
Read MoreDo you have a life insurance policy? That’s great! Life insurance policies are the perfect way to ensure that your family and loved ones are taken care of in the event of your death. However, the policy you signed up for years ago may not be suitable for your current life situation. There are certain […]
Read MoreIf there’s one thing the world learned during the COVID-19 pandemic, it’s that a lot can be done remotely by employees working from home. While packing up the office and heading home to work may seem like a dream come true, it can be an enormous change for many people – and can cause a […]
Read MoreCanadian homes are built to withstand winter, but that does not mean that they are invincible to extreme cold and frosty weather. It’s not only the dismally low temperatures that can cause damage to your home. As temperatures fluctuate, you may also end up facing some unsightly repairs. Instead of going through the hassle of […]
Read MoreWe all may be dreaming of a winter wonderland but, when the mercury plummets to sub-zero temperatures and the winter weather turns frightful, there’s no place like home to stay safe and warm. You, of course, want to protect your property against freezing conditions. Frozen pipes and water damage or only a few of the […]
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