Ever since cannabis was legalized in Canada in 2018, there have many questions regarding its effects not only on smoking and driving laws but on insurance policies as well. Because renter’s insurance differs from home owner’s insurance, there are some conditions that may impact a renter’s policy if you choose to grow legal plants in […]
Read MoreWith harsh winters and frigid temperatures, it’s no surprise that Canadians find solace in escaping to vacation properties to enjoy the warm weather and beautiful outdoor environment. Whether you own a cottage, camp or a beach house, you need to make sure you have proper insurance policies in place to protect your investment from damage […]
Read MoreSpring is just around the corner, which means walkways, stairs and sidewalks may be wet and icy (especially in the morning). So what happens if a courier were to slip and injure themselves on your stairs? As a homeowner, you will most likely be held liable for any slips, trips or falls that happen on […]
Read MoreHigh value home insurance provides some of the most comprehensive insurance packages on the market and can be a great choice if you qualify for it. Specifically tailored to provide insurance for buildings of higher than average value, this type of coverage won’t be right for everyone. How do you know if you should be considering […]
Read MoreWhether around the world or in our backyards, large-scale wildfires have caused headlines with massive damage and major evacuations. If you are concerned about insuring your home, cabin, lake lot, vacation rental or other property against wildfire damage, read Capital Insurance Brokers’ guide below and contact or visit us today with any concerns. One specific […]
Read MoreSecondary or garden suites are becoming more popular among homeowners, both as a form of income and as a way to provide an affordable rental property. New and renovated homes may even come complete with a connected or detached suite, part of a growing trend among new homebuyers. Mortgage and rental payments are significant […]
Read MoreCommon Reasons Insurance Companies Cancel Coverage When homeowners pay for services, they tend to make some assumptions about what they are actually getting. While insurance companies typically keep your best interest in mind, certain strategies have evolved over time to protect them as well. The reason this exists is because insurance fraud raises the cost […]
Read MoreWhether you are retiring, working from home or just looking to escape, there has never been more options for Albertans to get away during the colder months. While this glamorous life may seem more attainable than ever, it is still important to consider your home and its insurance policy before you leave. Are you a […]
Read MoreMany of us call moving to a condo as downsizing or downgrading, when it often means you are moving up in the world. No matter the circumstances of the change, there are many positive changes you can embrace in your new living space. Beware: notifying your insurer with a change of address is not enough! […]
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