May 1, 2017 | Capital Insurance There is no shortage of insurance companies to choose from here in Alberta, so how do you know if you’re making the right choice? Read on for five tips from Capital Insurance Brokers that will help guide you through the process of choosing an insurance company.1. Check ReviewsIt’s worth giving any insurance company you’re thinking about working with a quick Google to see what their reviews are like. Keep in mind, it’s not all about having 25 five-star reviews. Look for whether or not the company responds to reviews. If there is a negative review, how did the company handle it? Other places that will commonly accumulate reviews are Facebook and Yelp.2. Compare PricesIt’s very common for prices to vary from company to company, so be sure to get quotes from different places. When comparing prices, keep in mind: cheaper is not always better. Cheaper prices may mean less coverage, so make sure you’re getting the right coverage for your needs. Also make sure you are comparing the same level of coverage when looking at quotes, as this will play a factor in pricing.3. Look for Full DisclosureA good insurance company will have a full disclosure policy that ensures you are aware of, and understand all the terms and conditions of the policy you are purchasing. This will ensure that when it comes time to file a claim, there are no surprises as to what is and is not covered.4. How’s the Customer Service?Choose an insurance company that answers your questions and handles your claims in a quick and efficient manner. The need to file a claim usually means you’re in the midst of a stressful situation. Don’t add to your stress by dealing with poor customer service! Ask for customer references that you can contact and ask about how they feel about the level of service they receive.5. Talk to a BrokerIf the thought of doing all of the above is overwhelming, talk to an insurance broker. An insurance broker will act as your personal advisor on all insurance matters. They’ll offer you their unbiased opinion and help you get the right coverage at the right price. If you’d like to chat with an experienced insurance broker, contact Capital Insurance today!