About Us

The History of Capital Insurance Brokers

In 2005, Capital Insurance Brokers was founded by the husband and wife team of Jim and Sara Carducci. Jim brings nearly 30 years of insurance industry experience to the company. Since our founding, we have now grown to include 14 experienced and dedicated employees.


Our Mission

While many insurance companies are bogged down by corporate bureaucracy, Capital Insurance Brokers takes a friendlier, more personable approach. We look out for customers and help protect them from loss. Our strength is in getting to know our customers and providing personalized services that truly reflect their needs. We’re also very accessible — not just some telephone number to a distant call centre.

We understand our customers lead busy lives, so we try to simplify the process as much as possible. There is no one-size-fits-all solution to insurance, so we will also take the time to meet with our customers in person.

Social & Environmental Responsibility

Capital Insurance Brokers is proud to be a socially and environmentally conscious company and we give back to the communities in which we live. We also take advantage of technologies within the workplace to eliminate excessive paper waste. We also offer forms to download for quotes, payment authorization, cancellation policies, and more. Ask us for more details.


Not Your Average Brokerage

Unlike other brokerages, we work with the utmost in integrity, never caving into the demands or perks of insurance companies. When a brokerage yields to the unwarranted favour and influence of any one insurer, it takes away from the essential purpose of working with a brokerage — to get the best rates and coverage for the consumer by creating competition between insurance companies.

In what should be a wakeup call to the industry (but will most likely have little effect), The Globe and Mail recently ran an article titled “What Your Insurance Broker doesn’t Want You to Know.” This article details the struggle consumers face when searching for coverage at the right price due to the incentives major insurance companies provide to many brokerages. At Capital Insurance Brokers, we work for you — not the insurance companies.


Working for Your Peace of Mind

We want you to be absolutely certain of your options and will take the time to explain the type of coverage you need. This ensures we’re not just providing insurance, but peace of mind as well.


Community Involvement

As active members of the community, we regularly donate to charitable organizations.